I attended FinovateFall last week. I will dig in to some of the trends in a future issue, but in short the conference was great! In addition to having 70+ fintech companies to connect with, the attendee list is a Who’s Who in financial technology, so the opportunity to connect with founders, investors, thought leaders,… Read More

I wanted to see if I could draw any insights from the presenter list for Finovate next week. As one of the largest fintech conferences with 70+ companies presenting, it provides a good overview of the general fintech landscape. It is not perfect since the organizers do try to keep a good diversity among presenting… Read More

Happy Friday! As we approach September, conference season is in full swing. As the Finance Capital of the world, New York offers a high concentration of fintech conferences next month. Whether you work for a startup, VC firm, or finserv incumbent, take time to get out of the office and interact with others in your… Read More

Marketplace lending, arguably the most public and profiled sector of fintech, has spent the better part of 2016 sliding down Gartner’s Technology Hype Cycle. However, other sectors are a bit behind in gaining the same initial traction, including Insurance Tech, despite hopeful entrepreneurs and plenty of VC funds exploring the market.   I talked to… Read More

Over the last 6 quarters (1Q 2015 to 2Q 2016), corporate venture arms have invested more than $6 billion into nearly 200 different fintech deals. The pace has remained stable, with roughly 30-35 rounds per quarter. Recent moves so far this year indicate that corporate investors have been seeing strategic benefits and remain committed to… Read More

Anyone with a passing familiarity of fintech recognizes the big names: LendingClub and Prosper in consumer lending, OnDeck and Kabbage in small business lending, Moven and Simple in mobile banking, PayPal and Dwolla in payments, etc. However, most people are not aware of the banks that operate behind the scenes, enabling these fintech companies to… Read More

Last week, Elon Musk unveiled the second part of his Master Plan for Tesla (part one here). He is often considered to be a visionary due to his ability to create and execute a long-term (10 years +) vision, whether it is PayPal, SpaceX, SolarCity, or Tesla. Part two of his plan (including pickup trucks,… Read More

Happy Friday! Europe continues to pull ahead of the US in terms of progressive banking regulations. In the past week, two new digital banks have been awarded banking licenses. Starling Bank received its UK banking license and will launch in January 2017. It has taken 18 months for the bank to complete the licensing process,… Read More

The full-scale “destruction of banking” narrative is getting weary. Disruption is happening, but the hype of 2015 has cooled. This is not an invalidation of the importance of fintech companies, but merely a resetting of expectations to more sustainable business models. Take SoFi, for example. SoFi has been one of the most aggressive fintech startups… Read More

a16z co-founder Marc Andreessen is well-known for his saying that software is eating the world. To illustrate his point that software and technology are changing industries rapidly, he provides common examples: Amazon > Borders, Netflix > Blockbuster, etc. The entire nature of the retail and media industries have changed over the last 15 years thanks… Read More